A payment service provider (PSP) offers merchants online services for accepting electronic payments by a variety of payment methods including credit card, bank-based payments such as direct debit (GlobalCollect), bank transfer, and real-time bank transfer based on online banking. Some PSPs provide unique service to processes other next generation methods (E-Payment Providers) including eWallets (PayPal), Cash (Western Union), prepaid cards or vouchers, and even paper or e-check processing.
Typically, a PSP can connect to multiple acquiring banks, card, and payment networks. In many cases the PSP will fully manage these technical connections, relationships with the external network, and bank accounts. This makes the merchant less dependent of financial institutions and establishing these connections directly - especially when operating internationally.
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For paying and for billing. PayPal, moneybookers, western union or some other?
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