Accept Payment Online

Accept credit cards online without paypal or other online merchant site? Is there a way to set up a payment option (shopping chart ect.) on my site that allows me to accept credit card payments directly into my bank? If so how do I go about doing this please don't suggest using paypal or anything like them I hate them with a passion

Accept payment directly from Credit Cards? I have a website and I'm selling my ebook. Do you know how I can give my clients the option to pay using their credit cards. Right now I'm using PayPal but I noticed that my clients can only pay via PayPal if you have a paypal account.

Need Address of some online Store who accept Credit Card? I'm looking for some online super store who accept Credit Cards directly on their web & ship internationally. I want to buy VGA Card and need delivery in Pakistan. The only payment method i can use is Direct Credit Card debit, because paypal service is not available here as yet so please don't mention ebay. Thanks.

Accept credit card payments directly not through PayPal? I have a website, and I accept Paypal and Credit Card payments. While I tried to pay with Credit Card, after I filled my credit card information, I have to register a paypal account. Can I accept credit card payments directly not through Paypal? Can anybody help me? Thank you in advance. I chose the credit card payment several months ago, in the checkout page I can login my Paypal account, there also displayed "If you don't have a Paypal account, click here to continue". After clicked "continue", I can pay with my credit card after filled my cc info. But now I have to create a new paypal account after filled my cc info. Does Paypal changed?

Do I have to accept credit cards when using Paypal? I simply just want to either collect direct deposits or money that comes directly from paypal. No credit cards because I'm afraid of charge backs. Please help. Thankx.

how do i start my own online biz where i can accept credit cards? i wanna start my own online biz where i can accept credit cards i don't wanna join a affiliate program to where i have to wait for them to pay me i want to be able to sale a product or service but all funds will go directly into my account and also accept payments through pay pal

I need a way to accept credit card payments through eBay...? I do not want to use paypal for accepting payment. I want to accept payment directly from customers' credit cards. How can i set up something for that? Quickest? Easiest? Best?

How can i accept credit cards as form of payment to go into my bank account? I sell things often but not as a business..sometimes tickets to games I cant go to..mainly things through craigslist...I would prefer if I could get credit card numbers from the buyer and have it go directly into my bank account..is there anything I could add to my computer to do that? like software?? I also dont do this enough to obviously claim it as taxes like a business..do I have any options?

What is the best way to accept credit cards in an online store for a small business? Should I integrate directly with Visa and Mastercard? Is this expensive? Or should I just use PayPal? Will people get annoyed and leave if they have to go through PayPal to purchase an item?

I want to accept DIRECT credit card payments in my business from home, without paypal and the likes? Have you seen those websites where you can use your credit card directly, no paypal/merchant whatever other account? *In case it helps* My mom accepts cards with one of those processors just like in supermarkets or any store, but i can't use that right? The reason is because PP doesn't accept my country, i don't live in US (so i can't use merchant) and i'm simply more comfortable with this method. Please answers kindly, i've never had an online business before. Thank you. In case you care, you will get thumbs down if you don't read it full. My country DOESN'T ACCEPT PAYPAL.

Which on line stores accept Mexican (international) credit cards and ship to Mexico? I,ve bought a pair of digital cameras in the U S (a relative, with U S adress credit card, bought them for me) but now I'm having a lot of troubles to ship them to Mexico; since I have to pay an excesive import and shipment amount, plus taxes. I'd like to make the buying my self, form here in Mexico, with my international, Mexican card. However I haven't been able to find any on line store that accept international credit cards (Mexican) and moreover that ships directly to Mexico.

How do I process my own credit cards without...? I have an online business and would like to accept credit cards, debit, checks, and any others online. I do not want to use a 3rd party business like PayPal. How do I process my own credit cards via internet or my computer without a 3rd party. Who do I go to? What are the fees? And I also heard you can buy/download software that does it for you without third party. It would be great to go directly through ACH without needing someone else. If you have any info that can help me, I thank you.

Need address of some reputable online store? I'm looking for some online super store who accept Credit Cards directly on their web & ship internationally. I want to buy VGA Card and need delivery in Pakistan. The only payment method i can use is Direct Credit Card debit, because paypal service is not available here as yet so please don't mention ebay. Thanks.

What payment methods are most cost effective for a new internet site? I have looked into online transactions but to accept credit/debit cards directly would cost £200 plus £20 per month, I am not willing to do that straight away, so what are the best alternatives, is PayPal worth the fees here too?

Question about paying with credit card through Paypal ? Hi, read this first : ''So from now on, we do not accept credit card payment unless you register a Paypal account to purchase from us. You may use your credit card to upload the fund to your Paypal account before you buy from us. Once the fund has transferred to your Paypal account, you are able to make your purchase / pay us.'' I was wondering if I create a paypal account, Can I pay with a credit card directly, or I will have to add money on my account each time I want to buy something ? thx.

are there any canadian banks that offer credit cards that debit the amts directly from your account? my credit union offers that type of card, and it is very handy to keep track of purchases and in instances where debit cards are not accepted i am looking for a bank......something other than a credit union......thanks

is ebay accepting credit card payments now? hi guys, Is ebay accepting credit card payments now?? well, now a days im seeing that ebay is not allowing users to pay directly with credit card...so is it accepting credit card payments?? if yes please tell me how to pay with a credit card in ebay 10 points to best answer

should more internet sites set up to accept debit cards eg. laser.? its all credit cards and american dollars. sites should accept payments in different ways even directly from our banks.

what's your favorite online payment method ? We are now accepting Paypal and WesternUnion at the web http://www.yidexi.com ,and thinking to start accepting credit cards directly,but we understand that most people don't want to pay with credit card at unfamiliar webs,especially those selling knockoff bags.what if there came with a discount,say 5% off?

How long does it take for paypal to accept a credit card? Basically once I've added a credit card, how long do I have do wait until I can use it to pay for things? Also to pay for things do I have to add funds or does it just take directly of my credit card via paypal? Thanks Doesn't the fact that you can use it immediatly make it really risky though? I mean, it's very practical but just imagine: if you manage to get the numbers and the name and the expiry date of someone else's credit card (say if you're a waiter and your clients are paying for their bill), you can just create a new paypal account and buy whatever you want. You won't have stolen the card so the people won't think of cancelling it or anything, at least not until they realise what's happened. Am I right?

I want to buy PS2 cd s online? Hi.I am staying in new delhi india and i want to urgently buy MLB 2008 for play station 2 online from a website which accepts credit cards directly and can ship to india.Please help me

Instead of paying tithes to the church can you cut out the middle man & save money by paying God directly? Does God accept credit cards ?

Do courts in Mass. accept credit card/debit payments over the phone? My stepson seems to be in a bit of trouble with the law in Mass. He wants us to wire the $200 that he needs to Walmart. My husband wants to pay it directly to the court, because he's concerned about where this money is actually going. My stepson says that the court won't take payments via credit over the phone. Is this true? Thank you to the first answerer. To the second, I spent 3 hours calling the court, and was transferred to voice mail each time, with no return phone call. I felt that this would be a place to get a quick answer, as he was going to be incarcerated if the money was not in the court's hands by the end of the day today. Nice to know that sarcasm is alive and well.

I have Paypal on my site. But do customers need a Paypal account to buy from me? In other words: does someone who's buying from me need to have a Paypal account, or will Paypal accept credit/debit card payment directly, without the buyer having a paypal account? Thanks!

How does an ebay store compare with a direct online "shopping cart" merchant system? I am starting a business and want to sell online. I cannot decide between an ebay store and selling directly on my website accepting credit cards with a merchant account. Anyone have experience with these two options?

Alternative to Paypal for Credit Card transactions on a website. Not a merchant account.? I'm looking for a company that can accept credit card orders from my clients and pay it directly to a bank account. We lose sales because people get lost trying to use paypal, they signup, go through tons of garbage then alltogether forget it because it's too much hastle. So we tried a company like this but they take upwards of a month to get the money to our account. Can anyone recomend something? I'm making the page right now, so I am going to make the front end, so if there's a system which I can just pass the info to and it can handle the payment that would be awesome. Effective December 31, 2005, BidPay.com, Inc. will be discontinuing operations. As a result, BidPay will no longer offer payment services to the online auction industry. We regret any inconvenience to our users and thank them for their loyal patronage. Customer service will remain available at bidpayservice@bidpay.com through the month of February.

how do I accept a money order that is to be paid by credit card? The person that owes me money wants to pay me with a money order, but only has a credit card with him, He says he can pay for a money order online and deposit directly into my account. Is this possible?

Can stores charge me a fee for me to use a credit card? Sometimes stores will charge me $0.25 or $0.50 for me to use my credit card. Some places do this only when my purchase is below a certain amount (under $5.00 and they charge you an additional $0.50), but some places do it for all credit card transactions. What are the laws around this? I thought that it wasn't legal for businesses to charge me the transaction fee that they have to pay for accepting charge cards? I thought that they are required to build these charges into their prices, but that they couldn't just force me to pay them directly.

Moneybookers question for merchant? I want to be able to receive credit card payments on my site and I will no longer use paypal or google checkout (they are a shower of gunts) My question is though will my customers need to sign up to moneybookers in order to pay me? I can't imagine people signing up with this somewhat unknown payment processing company to buy my product. Also does anyone know any free shopping chart software that works with moneybookers? I need to accept credit card payments online with as little hassle as possible to my customers. If they do indeed need to sign up to moneybookers ect. is there another way around this? Is there a way I can accept credit card payments directly into my bank account? Thanks

About credit cards - just for light usage I have a debit card (Solo) which is simple to use because it's directly tied to my bank account, but many places don't accept Solo, especially online. If I got a credit card just to use occasionally, what would I need to look out for regarding charges etc? They're pretty complicated. If always had enough money to pay for whatever I use on the card, would I still pay interest? And if not, I suppose I can ignore the interest rates and just go for one of the cards that gives free stuff like Nectar points or airmiles? Or, would a prepaid card be better? I don't particularly wan't to pay for one of those though :-/ I am in England btw, not sure if that makes a difference to how credit cards work.

Can I receive money without a credit card on paypal? I have a regular paypal account with no credit card added or nothing of the sort just a regular stock account and I was wondering if I can accept money (USA) directly in my paypal account without anything added. PLEASE HELP.

Will amazon directly take a Visa debit? So I want to purchase some DVD's using my friends Visa gold, green dot Debit Card. Will it work directly there, or do I have to sign up for Paypal to make the transaction? If I can, is it customary for all sites to accept both the debit cards and credit cards if they say the take Visa, Mastercard, etc.?

How can i accept secure donations online without forcing people to register? (charity)? I'm currently trying to set up a donation page for a non profit organization. They want to be able to accept donations directly from people's credit cards. So far all the payment gate ways that i have looked at need some sort of registration. I'm considering Google Checkout for now. But even they need people to sign up before they can donate. I am using ASP.net and I was wondering if any one knows of any API out there that allows for a secure transaction that doesn't need any registration from the donor... just the credit card details? Thanks in advance.. Thanks Maarek.. I don't plan on storing the credit card details. I just want the gateway to handle that .. but without having the user to signup. I'm not sure if this is possible.... but if any one know of such a gateway pls let me know more answers pls..

What is the best CREDIT CARD to have, in terms of no fees WHATSOEVER and good deal overall? Keep in mind I hate HAVING DEBTS at the end of the month, if it were up to me I would not even HAVE a credit card like ever (how unconventional and weird, I know) I rather have the money taken directly at the moment I pay which is what happens with a debit card, but as I understand it, I need to have some sort of credit if I'm ever going to be accepted for a mortgage on my future house or to buy a car or things like that,.... otherwise I have no credit and that's a bad thing? So I need a card which is accepted everywhere and simply is the BEST deal out there with everything it provides. Considering I will be using it as little as I need to get some decent credit (while you're at it, also tell me what credit should I have, like the amount and period of time over which it will accrue... clear explanations would be great) Your personal advice is really appreciated.

Would it be better for a personal trainer in Texas to stay as an individual or to open an llc? I am an independent personal trainer in Texas. I have a main place where I train but clients pay me directly with either cash, checks and now I am even thinking about accepting credit card. Should I open an LLC? Is it better for tax reasons? Please help!

How to get a check printed from a credit card transaction? I usually get a check printed directly from my bank using my debit card or go into wal-mart and get a money order using my debit card (they don't accept credit) or cash in order to pay my rent. Is there a way to get a check made by using a credit card? Yeah I knew about the cash advance and my interest rate is high. My debit card is linked to my Checking account and I did not order checks because I rarely use them. I was curious if there was a place that would accept a method of credit as a transaction when getting a check or money order. Thanks for your feedback.

Are there any auction sites that allow buyers to pay directly to my prepaid card? I know ebay doesn't since they only accept paypal. I want to be able to sell something and have the money transferred to my prepaid credit card, not to a paypal account or whatnot. Is that even possible?

I lost my sister's usb thumb/flash drive cover, where can I find a replacement? I tried Ebay, but the only one there doesn't accept my credit card. I went directly wiith their site Rookaps.com and had the same problem. Any ideas?

How exactly does UPS COD work; please read details? If someone sends me an item with UPS COD is the check/money order sent directly to them or does UPS handle it? I ask because I'm not sure how comfortable I am with a stranger having a personal check (routing # and account #) from me. Also, I've heard of unexpected charges that may come up at the time of delivery and I'm pretty sure that UPS does not accept cash or credit cards. A money order/bank check would not cover these. So how does it work? Please, be nice.

How do I contact Yahoo? Can a person pay via bank transfer for web hosting?I am in South Africa .? I want Yahoo to host my new website.It looks like yahoo do not accept South African credit cards or Paypal from S.A. Can I pay by bank transfer(which I prefer) How do I contact Yahoo directly?

Sell products online through website? Payment Question...? If I were to sell products online via a website, how would I enable credit card payments to go directly into my checking account? Or is there a better way to do this? I want the fastest and easiest way to accept credit card payments for my products. Thanks

online shopping with paypal question? i know on paypal you can transfer funds directly from your bank onto your account. many online stores accept credit cards from paypal but not echecks from paypal, i was just wondering if i were to transfer money onto my paypal account would stores accept it as a payment, would it be an immediate payment like it would be if i were to use a credit card. p.s just wondering because i would like to purchase some things online and i do not currently have a credit card

Can I use my credit card yet? I applied for a credit card the other night and was accepted, I have the number, security code and expiration, I havent received the card yet though. Could I use the card at walmart, even if I do not have the physical card. The paper with the info on it was printed out directly from the website and has my name on it.

totally confused about internet shopping !!? hi... so i'm irish and i live in ireland. i do not have a credit card only a laser card (irish debit card).i have recently discovered something whichi want to buy online but they only accept credit cards or paypal.i've heard that paypal do not work with irish laser cards .however i have heard that you can set paypal up directly from your bank account ,so that the money is just taken straight from your account. i'm still completely confused and frustrated and i hope that you can completely clear this up for me. thanks in advance.

How can people not understand what a debit card is? I work for a company in over the phone sales. To make a purchase we accept all credit and debit cards as long as they have a logo on them. Almost 1/3 of the people that call in are like "credit cards are bad, I only use cash". Then I have to explain what a debit card is and they still don't care. How is carrying around a bunch of cash safer than a debit card. And debit cards are not the same as credit cards, the money is directly linked to your checking account. These same people than offer to give me their check and router numbers. Grrr

can i pay ebay purchases without using paypal? like if the seller accepts me paying them directly with a credit card, can i use a prepaid credit card to pay them?

I need the private phone number of Dr. Eduardo Vincente Gallo of Buenos Aires, Argentina? Phone numbers of private/surgical office are necessary so I can inquire directly about his services as private doctor of plastic surgery. I need to speak privately with him or his office staff. regarding plastic surgery fees and consultation. Does he accept major credit cards for procedures?

i have got 50$ in my paypal account but i dont have credit card or any other type of card.? i have got these money from survey sites. is there is any site who accept payments directly with pay pal?how can i shop with this money.please tell if there is any solution

Can I pay bills from my PayPal Account? I want to pay bills (such as credit card, mortgage, electric, etc) from the balance in my PayPal account. Is there a special way to do this? I know PayPal doesn't offer their BillPay service anymore, but are there any 3rd parties companies that accept PayPal directly and then will pay my bills with the money I send them?

how can i promote my fantastic service.? I am now doing some small business with another two friend as a work studio in china. our main service is too help people buy cheaper items from taobao.com(which the biggest online auction site, a lot of good cloths ,bags, watches,etc). Cuz other countries' people can not use their credit card directly to buy from taobao.com, also cuz it's a chinese language site so maybe some diffculty exist to read it,so we offer this kind of a buy agent service. paypal accept and low commission.also a low shippment discount. but i have not found a good way to promote my service. can anyone give some good advice.where can i to plaster my ads will not to be treat as spams, or where can i get a target population's mail list. i will be appreciate. I belive my service make real value for people, but not a spam rip off.In this time, people need cheap retail stuffs to use and they will be sure to get them from me. my contact:raymondpy35@hotmail.com

Is this a legitimate business? I am trying to purchase C02 cannons from a company in China called China-Effects aka FXshow. The prices are too good to be true, and from what everyone says if its too good to be true, then it is... They are asking me to send payment thru Western Union or to send directly into the owners bank account. This is not a secure form of payment and I am worried. He absolutely refuses to accept credit card, paypal or money order payment methods... He is worried that I will receive the order and then cancel my payment and get my money back. I am worried that I will send all of this money over to him and will not receive the order. What do I do?

Heres my current credit situation. Chex systems, Collection agency etc.. Need help thank you!? I have about 1,500 in debt on a bank of america credit card. Additionally I owe bank of america about 650 over 2 different checking accounts and a savings account. A collection agency is offering me a 70% settlement on my credit card. Is this the best bet?? I tried calling BofA to see if I could pay them directly. Is there a benefit to paying the bank directly? Or does taking the settlement make the most sense? Bank of America said they'd accept the aprox 650 for the checkings/savings accounts but would never open an account for me again. Fine. If I paid in full, and still had a credit card debt would they have to remove me from Chex Systems?(they added me).. If I settle with the agency, what should I ask for(in writing) in return for payment? Paid in Full, submission to the 3 credit bureaus saying I've paid etc.. After I pay the CC, and the accounts and get off Chex what must I do to recover asap! I want to buy a house in about 5 years. Thank you all, I know its alot of question So it would be better if Bank Of America would accept it, to pay them directly for the credit card? If they remove me from Chex systems for my checkings//savings accounts, and I pay in full for the credit card what is the chance they will give me a pay for delete agreement??

Credit debt left over from a divorce? I am now divorced and two years ago my ex and myself signed a property settlement agreement. In that agreement she got the house completly although I should have been entitled to half the equity. She couldn't come up with the cash to pay me off directly so the deal was made that instead of cash she would agree to pay off a credit card debt leftover from the marriage and allow me some tax deductions from our children for a couple of years. The settlement states this fact an was signed by the judge as well as both of us. She has failed to pay off this debt and I still get hounded by the creditors. Am I still liable even if I have a signed legal document saying she accepts all of the debt?

Can you go to jail for not helping to pay for an abortion? A psycho chick is threatening my friend!? Her story is sounding increasingly more fishy - 1st, that she can't go to a regular clinic and must go to a hospital because it is a "high risk" situation; 2nd, that the hospital does not accept checks/credit cards, ONLY cash (WTF?) which she's asking him to give directly to her; 3rd, that it MUST be done tomorrow for some odd reason (this would be her 6th-7th week) and he cannot come with her to the hospital; and now that he is saying that he doesn't have the money to help her, she is saying that he could go to jail... I personally think she owes somebody some money and is trying to scam my friend, but is there any truth to what she is saying? *to clarify/expand upon this ridiculous situation* I am concerned that what she may actually mean is that by not giving her the money, he is vulnerable to her accusing him of raping her, etc... I have told him to maybe go to the police because now at this point, she is making harassing phone calls and demanding the cash, threatening him, etc. He is afraid to call her out on this bogus story because she lives 4 doors down from his mom and who knows what kind of crazy problems this chick is going to create. I said him going to the cops first may safeguard him against any fake rape charges or whatever she may be scheming. She is going to great lengths to get this money, but claims her "boyfriend" can't know about what is going on. I just don't want any further trouble for my bud. Any plans of attack?

Opening a business and wondering what types of expenses I can write off? I am opening an online business for website design. (set up as a LLC, I'm the sole owner) Should I start keeping receipts of all business related expenses? Or would my business qualify as a hobby if I don't make a certain amount of money in the year that I'm filing. What types of things can I write off onto my business? (dinners, gasoline, etc.) Do I need a seperate business credit card/bank account for the expenses? Do I have to accept payments towards the business's services through a corporate account, or can they make the check/payment directly to me?

Question about dealing with collections. (debt)? An account was turned over to a law firm. The price difference in paying it off with the original creditor and the law firm was over $200. When payment was offered to the law firm now handling the account, it was refused because they didn't accept that type of credit card. Payment was made directly to the one who the money was owed. In full. $200 plus cheaper then if it had gone through the law firm that was collecting on behalf of the company. The law firm is now harassing us saying that we still owe the full amount to them. Any help or suggestions? If more info is needed, I will add it.

credit card due collection after 5 years? In India, almost 6 years before, I had a credit card of a private bank. The amount was defaulted due to unavoidable reasons. At the same time, bank had de-activated the card also. Since we moved to a different country, the banker could not contact us.(as he claimed). Recently he called us and stated that defaulted amount to be cleared in 7 days (without penalty and interest) or pay in 1 month (double the principle amount) or face the courte case and pay total amount with interest. Is really this kind of settlements happen? I am not certain if the callers are bankers or recovery agents? Should I directly talk to the bank? Will they really accept for a smaller settlement amount. Since I can not pay the money in such a short period, I may have to face the court case. In such scenario, what will happen. What does the law say about it? Normally how long the court proceedings will take place? Thanks in advance for inputs

What is the scam this email is running? Hello Sales, My Name is Mr --- ---- am interested in purchasing some of your products, I will like to know if you can ship directly to Australia, I also want you to know my mode of payment for this order is via Credit Card. Get back to me if you can ship to that destination and also if you accept the payment type I indicated. Kindly return this email with your Website. I await your quick response. Kind Regards. JOHNNY SUPPLY LTD (supplied contact info here)

Why are Illegal Immigrants Above The Law ? Illegal aliens are not required to have insurance or a drivers license and when police pull them over and they can't speak English the cops just let them go. This is commonly accepted and we have talked directly to police who have admitted the fact that they are ordered to release illegal aliens. It's one law for American citizens and another for the precious illegals. Illegal aliens can now cash checks, get credit cards and open bank accounts without a social security number or any other documentation besides an easily obtained card from the government of a different country, yet American citizens are shunned if they don't have all their papers in order. Organizations like Bank of America reward criminals for entering the country illegally and give them a clear incentive to stay. Why are illegal aliens who have already broken the law and are criminals lavished and coddled by the government and large corporations, while American citizens - be they white, black, or hispanic, are pushed around, surveilled and lectured by Big Brother?

English speaker?? I am not sure of what I am reading means that I have been accepted by this school or not? Dear Students, Congratulations on your admission to the Graduate School of International Studies at Yonsei University . We will do everything possible to make your days here as memorable and enjoyable as possible. We believe you will enjoy , Yonsei University , and our program as much as your predecessors. This letter will try to clarify what’s left for you to do and also give you some options on various matters such as your visa and health insurance. It is extremely important that you follow these instructions to avoid any possible delays in beginning your studies. VISA Non-Korean citizens must obtain a student visa (D-2) from the Korean Embassy or Consulate if you are abroad or from the Korean Immigration Office if you are currently in . You need to take care of this before the semester begins. Otherwise, you can be heavily fined. D-2 Student Visa You will need the following: 1. Completed visa application form (obtainable from any Korean consulate or at the immigration office) 2. Valid passport 3. Official Admissions Letter from the Yonsei GSIS (Certificate of Admission) 4. A processing fee To avoid making unnecessary trips to the Korean Embassy or Immigration Office for your visa application, you should consult the nearest Korean Embassy (or Korean Immigration Office) to confirm the list of required documents. If you are currently in Korea and under a different type of visa other than D-2 or are planning to acquire one, you must contact the Korean Immigration Office (Website: http://www.hikorea.go.kr/) directly to check whether you need to change your visa status or obtain a study permit. In any case, you must obtain the necessary visa or permission before the semester begins. Otherwise, you may be subject to heavy fines and penalties according to relevant laws. ORIENTATION Orientation will be held in New Millennium Hall (NMH, 새천년관:”Sae-Cheon-Nyeon-Gwan”) on August 25, 2009 at 10:00 a.m. New students will be briefed on Yonsei University and the Yonsei GSIS program. Upperclassmen will be present to help you with any questions, registration, course selection, etc. TUITION PAYMENT Tuition for the 2009 Fall semester is yet to be decided. For your information, the tuition for 2009 spring semester was ￦6,876,000 (approximately US$ 5,300 including the entrance fee)). Please note that the tuition and fees are set in Korean Won and usually increase on a yearly basis. The amount in foreign currency is subject to change due to exchange rate fluctuations. You can choose to wire transfer the fee or go to a Korean bank in person to make the payment. If you are planning to go to the bank and pay in person, you can bring bank checks or international money orders and cash it to make the payment. Personal checks, traveler’s checks and credit cards cannot be accepted. Tuition and mandatory fees can be paid only during the designated period (Aug. 21 ~ 28). Detailed instructions on how to make a payment will follow by email around mid-August. Failing to pay the tuition during the designated period will result in the cancellation of the admissions offer. If you need to pay tuition before the designated period for visa application purposes or for any other reasons, please let us know. STUDENT ID CARD To apply for a student ID card, an international student need to submit a copy of his/her national ID card or a copy of his/her credit card in addition to the copy of his/her passport to Woori bank Yonsei branch for verification. So, please bring your national ID card (picture included version) or a credit card with you when you come to Korea. CHANGE OF MAJOR International student who wishes to change their majors, are allowed to do so, but only within one week after their first semester starts. In order for a student to change his/her major, approval must be obtained from the chairs of the programs. HEALTH INSURANCE The Graduate School of International Studies requires all students to possess health insurance coverage. The GSIS office will need to verify that you possess health insurance by receiving the copy of your insurance card or certificate within the first week of the semester. We understand that this may cause an additional burden in studying abroad. However, to guarantee a minimum level of safety, this measure must be followed. To ensure your safety while studying in , it is essential that you make these arrangements prior to entering the school. The GSIS Office provides information on private health insurance that covers foreigners with a reasonable price. You will be provided with more detailed information at orientation. DORMITORY The result of dormito

Ebay and PayPal? Okay so here's the problem: I just won a bid on Ebay, and then proceeded to pay the seller using my PayPal account. The problem ? The transaction was "completed", but I realized I had used the wrong credit card - the one which had no money. So - does PayPal directly charge the credit card, meaning(since I have no money on the credit card) I will be docked credit points, or does it wait for the seller to accept the money ? How can I get out of this sticky situation ? Any help would be greatly appreciated.

Best way to solve Ebay problem? I purchased an expensive item through ebay. Price included USPS next day shipping service. Since it didn't arrive, I contacted seller who claims they shipped regular UPS and promised new delivery day. That day passed and I haven't received anything. In the process, the seller has sometimes ignored my messages and won't give me a tracking number. Is it best to solve this thru the ebay/paypal resolution system or do I go directly to my credit card issuer? If the item does arrive in the next days, is it better to refuse delivery, or to accept it and try to work something with seller like a partial refund, or accept delivery and then return it back if things don't work out?

Who owns your cell phone data, you or the phone carrier?

Tony Rosenberger SMC TEXTILE INC.AU? Has anyone else received an inquiry from this person/country? I am interested in purchasing some of your products, I will like to know if you can ship directly to Australia, I also want you to know my mode of payment for this order is via Credit Card. Get back to me if you can ship to that destination and also if you accept the payment type I indicated. Kindly return this email with your Website. I await your quick response. TONY ROSENBERGER SMC TEXTILE INC.AU 180b Mareno Road, Tullamarine, VIC 3043, Australia Phone: +61 243 607 320 FAX: +61 243 636 801 I suspect it may be similar to the Dimetrics Ltd. out of Beijing we recently learned was attempting fraudulent use of credit cards. Just wondering if anyone else has received similar inquiries? I am not in textiles etc. I would advise anyone be very cautious dealing with them. Just like Dimetrics, they aren't mentioning our specific products. Dimetrics was trying to buy a wide range of products and using multiple credit cards to pay for one order.

cosmetic dentist payments, charlotte,nc? Does anyone know of a cosmetic dentist in Charlotte,NC or nearby that accepts monthly payments without added interest? I would like to pay the dentist directly instead of going through "Care Credit". CC is like having a credit card payment. Thanks

can someone please tell me the law of website contract.? Alpha Sports are a local sports retailer. As the business has grown considerably in recent years, they have set up a website through which customers (old and new) can buy any items of interest. On 3 March, Annie noticed that Alpha Sports were advertising “One Juniper Flash ladies racing bike at the reduced price of £299”. Without hesitation, she proceeded to place an order through their website. Annie followed the purchase instructions on the site. First she “put” the bicycle in a virtual “shopping basket”. Then she clicked on a “checkout” link. Next a notice appeared onscreen which asked her to input her credit card details, which she did. Within a few seconds, an automated response appeared on her screen confirming the order and stating that £299 would be debited from her credit card as payment for the bike. On 4 March, Beth also saw the advert on the website. However, as Chris, the owner of Alpha Sports, is an old friend she decided to call him directly instead of placing an order through the website. She asked him whether he would be prepared to accept “a little less” for the bike. As he has a soft spot for Beth, Chris told her that “the bike is yours for £275, but you must call me by noon tomorrow if you want it”. On 5 March, Chris decided to check the website and noticed Annie’s order. In a panic, he sent an email to Beth at 11am telling her that “the deal is off”. At 11.20am, Beth, who had not checked her e-mails all day, left a message on Chris’ answer machine confirming her acceptance of his terms. When he went back into the shop, Chris noticed that the post had just arrived. He opened a letter from Elsie, who having just decided to take part in a charity bike ride had written “I’ll have the bike advertised on your website. Unless I hear from you by 10am on 6 March, I’ll assume it’s mine and call in to collect it”. On 6 March, Elsie arrived and demanded that Chris sell her the bike. Chris refused. It is now 7 March. Chris has received over 30 orders for the bike through the website. (a) Advise Chris as to whether he is contractually bound to any of these parties.

what is considered an agreed payment plan to creditor? i plan on suing creditors because they disclosed my debt to a relative never sent me formal notice of the debt and failed to validate. Before i research this he emailed me the first day stating this: This email serves as confirmation of our settlement agreement regarding your account with +++++. As discussed, we will accept a payment of $xyz as a settlement in full which will satisfy your balance with ******. Additionally, as agreed, this payment must be made today and we will hold the check for you until Friday. Please be advised that in the event that your check does not clear the bank, you will be reported to the State’s Attorneys Office for prosecution if allowed by law in your state. Should you have additional questions or concerns, please contact me directly at 55555555 I responded back with this: via email also Thank you and I will call in about thirty min. But will you as long as I satisfy and make timely payments this will not affect my credit report? hey told me the amount was to be paid in full and i thought he meant payment plans for the amount that was much small then what he 1st said I owed. I never gave him a check number started research and ask him to validate he never gave that validation. now 3 month s later he contacts me via mail with a larger debt due which is 500 dollars more...please know that this is not a credit card debt no interest should be involved.... I am planning to sue them for violating FDCPA laws 3 to count, but i need to know if that is considered a payment arrangement?

How CAN A 14 Years old MAKE money online?? PLEASE NEED HELP!!!? First if you answer, check this: 1)I HATE SCAMS!!!! 2)Please make sure if I work online it is applicable to the philippines coz I live here 3)I have no credit card ormy parents dont use them 4)I would accept 500$ and will accept the payment to be sent directly to my city.. 5)Please understand,, did you notice so many 14 yrs old want to make money, its coz they need something. but I need it for my educational purposes. PLEASE PLEASE PLEASE!!!

What can CA do if we continue making reg. min. mo pmts to original creditor? We got behind on a credit card for a couple of months. On Feb 13 made an online pmt, then again on Feb 20 made an online pmt. This brought acc't completely up to date, including all late fees, etc. Feb 20th pmt didn't post to the acc't until Feb 21, and on Feb 21 creditor turned acc't over to external CA. Now CA is hounding us for a $900 past due payment, which happens to be the pmt that was made online on Feb 20. I called creditor today, they said they still own the accc't, however, since it's been turned over to an outside CA I will have to contact them to work out a payment plan. But creditor also said the creditor would continue to accept any future payments we make to them. My specific question is....what will happen or what can CA do if we continue making the regular minimum monthly payments directly to original creditor that they are billing us for? Acc't is with an external CA, but original creditor still owns the account, they haven't sold it.

Amcapital loans ALERT!!!!!? COMMONWEALTH OF MASSACHUSETTS OFFICE OF CONSUMER AFFAIRS AND BUSINESS REGULATION 10 Park Plaza - Suite 5170, Boston MA 02116 (617) 973-8700 FAX (617) 973-8799 TTY/TDD (617) 973-8790 www.mass.gov/consumer DEVAL L. PATRICK GOVERNOR TIMOTHY P. MURRAY LIEUTENANT GOVERNOR DANIEL C. CRANE DIRECTOR FOR IMMEDIATE RELEASE: April 19, 2007 CONTACT: Kimberly Haberlin (617) 973-8767 (617) 947-8942 Consumer Affairs Issues Consumer Alert on Advance-Fee Loan Scam And Pay Day Loans BOSTON - The Office of Consumer Affairs and the Division of Banks today issued a consumer alert warning consumers about a potential advance-fee loan scam and an illegal pay day loan operation recently advertised in the Boston Metro. ADVANCE-FEE LOAN SCAM Advance-fee loan scams generally involve the promise of easy credit regardless of credit history. Upon completion of a loan application, the entity requires a consumer to wire a percentage of the loan amount, various fees, or payment of insurance in order to secure the loan. Upon collection of the fee, the loan is never delivered. Amcorp Capital is operating a website at www.amcorpcapital.com. The only contact information provided on the web site is a toll free telephone number and an email address. The web site also lists a business address of One Boston Place, Boston, Massachusetts. Amcorp Capital claims to offer mortgage loans, education loans, personal loans, and automobile loans. This entity is not licensed by the Division of Banks and calls to the company have not been returned. An investigation by the Division of Banks has determined that no such business is located at the One Boston Place address. Moreover, the Amcorp Capital’s web site was apparently created on April 11, 2007. Similar to other advance-fee loan scams, the website promotes the availability of easy credit regardless of credit history. Based upon discussions with consumers, Amcorp apparently requires, upon completion of a loan application, that a percentage of the loan be paid up front directly via wire transfer. The Office of Consumer Affairs and Division of Banks strongly urges consumers not to do business with this entity. “This has all the earmarks of an advance-fee loan scam,” noted Director of Consumer Affairs Daniel C. Crane. “Consumers should know that no legitimate lender would require an upfront payment to secure a loan. Consumers should also be extremely cautious when dealing with companies that you do not know. All efforts should be made to safeguard your personal information such as bank account, credit card, or social security numbers. For more information on advance loan scams please see information from the Federal Trade Commission available at http://www.ftc.gov/bcp/conline/pubs/tmarkg/loans.shtm. ILLEGAL PAY DAY LENDER Director Crane also announced that Commissioner of Banks Steven L. Antonakes had sent a letter to the Boston Metro requesting that the publication cease accepting print advertisements from pay day lenders. Commissioner Antonakes sent a similar letter to the Boston Metro in February 2005 and the newspaper, until recently, had not run advertisements for pay day lenders. “Pay day loans carry exorbitant interest rates and can quickly lead consumers into escalating debt,” said Director Crane. “There is also a high risk of identity theft as this company’s advertisement provides virtually no identifying information.” Commissioner Antonakes added, “There are no payday lenders licensed or based in Massachusetts. Under the state’s small loan law, annual interest rates on these loans are capped at 23% and fees are limited to $20. Pay day lenders typically charge annual percentage rates averaging 300 percent and fees averaging $30.” Pay day loans are short term, small sum, high rate, unsecured personal loans that use consumer checking accounts (either post-dated checks or electronic access) to secure repayment of the amount borrowed. Repayment of the full amount and lender fees are typically due within 14 days or with the borrower's next paycheck. Partial payments are rarely allowed so if a borrower can't repay the full amount within the required timeframe, the loan is usually rolled over for additional periods of time and additional fees. If you believe you have been a victim of this advance-fee loan scam or pay day loan operation, call the Division of Banks’ Consumer Assistance Unit at 1-800-495-BANK (2265). DON'T FALL FOR THIS COMPANY!!!

Do I have to give debt collector my bank info to work out payment plan? I received a pre legal notice from Midland Credit management the other day. It says they've been contacting me, even though they haven't in over six months. Anyway, one option it says is to call to set up agreeable affordable payments. The debt is not very much, $1025. I am able to pay this now ( I have sent payments in the past, but then circumstances came about and I couldn't). I am not running from my debt if anyone is going to make smart remarks about that. I did it, and I intend to pay it off. Question is, they have always been very pushy about wanting my banking information so they can pull it out directly. I am not comfortable with that, but want to make first payment next week, then will be paying the rest completely next month. I am just afraid they will refuse my payment or end up taking more money than authorized. If I send a money order, or even Western Union, will they accept it? Will they give me a hard time about not using my debit card?

How CAN A 14 Years old MAKE money online?? PLEASE NEED HELP!!!? First if you answer, check this: 1)I HATE SCAMS!!!! 2)Please make sure if I work online it is applicable to the philippines coz I live here 3)I have no credit card ormy parents dont use them 4)I would accept 500$ and will accept the payment to be sent directly to my city.. 5)Please understand,, did you notice so many 14 yrs old want to make money, its coz they need something. but I need it for my educational purposes. PLEASE PLEASE PLEASE!!!