Merchant Services Knowledge Base
How to choose merchant services provider? I am planning on starting my own business and operating a kiosk at a mall setting. This is my first time starting a business and would like to know how to choose a merchant services provider so that i can accept credit/debit cards at my business. Any help is appreciated.
Can someone recommend a good merchant services company for a small business? We are a small business merchant currently using Usight for processing credit card orders that come into our website. We have been quite satisfied with their services until the last few months, when it has become increasingly difficult to process orders or credits on evenings and weekends - and there is no customer service available at those times. When I call during the week, I'm told this is a "known issue" but it has just continued. We're frustrated enough by this to consider switching companies. Can someone recommend a better one?
Need to do research for a work project re: merchant services? I've been tasked with researching the health of the merchant services industry and how to be competitive in it. I am not a good researcher and need some help. Can anyone suggest any business or news sites that can give me the info I need? Thanks!
Can anyone recommend a company for wireless merchant services? I'm just starting a small business and I need to get wireless merchant services. Can someone give me some advise? The machines are expensive and the people I have contacted have offered me to lease the machine for either 24 or 48 months. In addition some of them have more fees then others. Help! Thank you. What I ment is that I need a wireless machine to run credit cards for my business. And I wanted to know if someone can recomend a company where I can get the machine from.
How do you attract merchants to your merchant services website? I have recently started a merchant services company and have used the pay-per-click ads of Google, Yahoo and MSN. I would have to say that the results have been less than impressive. How do you get to your customers? Any suggestions will be greatly appreciated. Matt http://unibulmerchantservices.com
Anyone know of any good merchant services providers for an ecommerce business? I am in the process of starting up an online business and I need a good merchant services provider. I have looked into paypal and google checkout...they have some restrictions on certain products and are a bit pricey. I want that is reasonably priced, with not too many hidden fees and restrictions....let me know if there is anything better
can i use intuits merchant services on my wordpress site? i am having someone develop a site for my new company and i want to have an ecommerce section. i use quikbooks now and love it and would like to use Intuit's merchant services for my customer's shopping cart functions. is this possible in wordpress? if so, any walk-throughs or instructions online?
Bank of America Merchant Services rates? Does anyone know if Bank of America has competitive merchant services rates for credit/debit card processing? Their rates aren't posted on their web site but they advertise they have the lowest rates around.
I just found out that I was rejected for merchant services. What if anything can I do to get an approval? I have worked for 6 months building a website for a start up internet business (nothing wacky, but selling a real product). I already know this much, it was something to do with my personal credit, which is horrible. I left my husband a year ago (divorce will be final in January). We had many problems, much of it was financial. I really need to move forward, in order to launch the site next week. Any suggestions? Thank you for your input Thank you for responding. I did not want to go with paypal, because I heard that they can be difficult to communicate with and sometimes don't release funds. Do you know anything about this? Again, thank you.
What are the fees for PayPal Merchant Services? I just switched from personal to business PayPal account, but I'm beginning to think I made a mistake. Are there monthly fees to accept credit cards on eBay through PayPal? Or, are there just % rates for each transaction?
Can anyone recommend a merchant services co? I have a business where I rarely get a credit card payment but when I do they range from $500 to $5,000. I pay $13 a month for my cc machine but when I have a charge it costs me up to $200!! The fees are 1.9% for "regular charges" and 4.4% for "nonqualified" charges (which seems to be all I get! Do you know a company that has better rates for my situation? I have no charge payments most month. Thanks for the advice in advance.
I am looking into selling merchant services? Which is better to sale for a company that primarily leases equipment or a company that wants to give free terminals and just wants to get the account. My goal is to make six figures. Which company would afford me this opportunity first?
Does anyone use propay merchant services? Can you use their services if your entire business is "on the road" with trade shows? I noticed one rule in their contract that might prevent this. Also are they as good as they say they are? Do I need to purchase any credit card processing machine? such as the old "knuckle buster" machine? If not, how do I have a "hard copy" if I am going to process the transaction at home via the internet?
Have you ever sold merchant services? Equip, software, and service for bus to accept credit cards? I'm a recent graduate. It's a tough job market right now. I was offered a job for a company who sells merchant services, basically the hardware software and service to accept credit cards for businesses. They say it's a career sales job but it's a call center environment and the base is only 25k.I have a feeling this may be one of those companies that burn and turn their employees and kind of prey on new grads. This isn't exactly what I was looking for but am open to it if there's decent commissions to make and if its a good business to be in. Have you worked in this industry? What do you think?
merchant services..Anyone been successful with this credit card business? Just curious. I got the package today, and there's a LOT of reading that goes along with it. I would like to hear if anyone has been successful with Merchant Services. Thank you. thanks for your answer. I haven't started yet, but this has to do with lowering business' processing fees every time they use a credit card. this isn't having 'business credit cards'. Thank you.
Does anyone have experience with Merchant accout services? We own a small pizzeria and are looking for a merchant account to accept credit cards. I went to our local bank and they gave me some information. I have an appointment with the serv agent tomorrow to discuss our possibilities. Any information I should look closely at? or any important questions I should ask?
Has anybody ever heard of Merchant Referral Services? Someone called me after I complied to an ad about making money at home. They claim that they can take contact information and such from businesses I provide. I'm talking to a "compliance officer" from VISA right now. Help?
credit card and merchant services? is it hard starting up a credit card and merchant service? anyone out there do this for a living? are you getting residual income? do you get turned down a lot by other businesses?
Please Help! Does any one know if there is an agency set up to oversee merchant service providers? I have this Merchant services company (First Data) that I contacted for credit card processing fees trying to bill me now for there services. I never signed anything with them and when I called them to find out what their problem was I was told that they have my IP address and that was as good as signed contract. If I want to cancel the 1 yr contract it will cost me $$$. Where do I file a complaint?
TransTech Merchant Services? what's the good, the bad and the ugly about TransTech Merchant Services? Please only respond if you have been in contact with this company.
Merchant Services. Anyone been successful? HI. i recently just purchased Merchant Services , where you sell credit card machines to businesses. I regret to say I didn't do any research before purchasing, my instructions on how this all works comes in a few days.. Just curious if anyone has had any luck ? Or curious to hear from ANYONE who has experience with Merchant Services. Thank you. Lulou, what do you mean? meaning noone's answering or... have you had experience with Merchant Services? Thanks
Merchant Services Sales Manager Salary?????? Does anyone know how much a Merchant Services (credit card processing) Call Center Outbound Sales Manager makes???(Base plus commission) Team is 20 reps... I would like to hear real examples not from salary.com please. location: Chicago,IL THANKS.......... I want to know the salary of a Sales Manager(boss) not Sales Rep...
Merchant Services for online website? I need guidance please! I am starting a small services website that will grow as clients request my service, I will need to accept credit-card and possibly also payments from bank accounts, I was rejected by 2 banks for merchant services because I did not meet their underwriting credit criteria, is there any alternative companies that provide merchant services that are trusthworthy and wont rip me off? I had a bad experience with paypal since they have a lot of nonsense rules that basically gives you no right to control your payments that come in, my website will be legitimate and everything done by the rules. please advise thanks Al
Is Total Merchant Services a legitimate business? Apparently they sell terminals to businesses so that they can accept credit cards as payment. I answered an ad on Craigslist about the position and it's apparently an at-home position where I would be calling 3 different states trying to set appointments and the guy I would be working for, would then do the selling. Apparently whatever he sells, I would get half of. I apparently also have to obtain a business license and in doing so, I would then be able to hire my own employees. Is this legitimate? Does anyone have any information on Total Merchant Services? It sounds almost too good to be true and seems slightly scammish but perhaps I'm just paranoid. Any info would be great!
Are these good Credit Card Merchant Services fees? I have a business in the service industry that I recently got credit card services. What do you think of these sign up and monthly fees? $100 sign up $10 per month $2.5ish% $25 monthly minimum. I just discovered what the hell that means, and they (CC services) wants you to think it's only $25 you have to process. I was sort of lied to by the people who signed me up. When I asked what that minimum monthly they said it didn't apply and got me to focus only on the $10 per month. I'm a little pissed and feel deceived. Nevertheless I'm stuck on a contract, but I would like to know if these fees are reasonable. Btw, I had no idea accepting credit cards costs the merchant so much. meant to say 2.5ish% per transaction.
Can I charge a customer a merchant service credit card fee on top of their invoice? Our customers rarely use credit cards as a form of payment. It's usually a check via mail. But a few do use a Visa or MasterCard once in a blue moon. We are charged 2.75% from our bank for the the total of the credit card purchase. At the time of the credit card transaction can I add the standard percentage on top of the invoice amount? Am I legally allowed to do so? Also, am I legally allowed to markup the 2.75% we are charged on our merchant statement?
What's the best merchant service for processing credit cards online? I want to be able to accept credit cards. Take down my clients card number and be able to charge it online w/out a card reader. I also don't want to use paypal or goggle. And the rate should be the same for personal cards as well as business credit cards. Thanks for the help.
Which is best.. Barclays or Lloyds TSB Merchant Services? I am starting up an internet business, does anyone have experience of the two banks mentioned above? I bank with Barclays and was going to go with them but their rates and set up fees are changing my mind! Does anyone have any advice? I'm in England though.. Unfortunately..
Paypal merchant account services? Does anyone have personal business experience with paypal? I have heard mixed reviews, but am searching for a reliable and CHEAP merchant account for my yahoo internet business.
Would these be considered good rates for merchant services? Rate 1... 1.49% Debit card swipe (no pin number entered) +.20 per Item Rate 2... 1.99% Credit Card Swipe +.20 per Item Rate 3... 2.59% Credit and Debit card manually keyed in +.20 per Item Rate 4... 3.24% Corporate Cards +.20 per Item $0.20 Per batch $0.70-$0.96 no percentage rate for debit cards with a pin number entered. Other fees that may apply: $ 19.95 Monthly fee (waived if you process $5000 a month or 100 transactions a month or own your own equipment) $0.15 T&E authorization fee (American Express)
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